Effective Date: 5th Nov 2024

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At Ganjes.net, we are committed to preventing illegal activities, such as money laundering and fraud, while maintaining the highest standards of transparency and trust with our users. This KYC (Know Your Customer) and AML (Anti-Money Laundering) Policy outlines our approach to compliance, user verification, and security measures.

1. Purpose and Scope

This KYC and AML Policy is designed to:

• Ensure compliance with all applicable laws and regulations concerning KYC and AML.
• Verify the identity of our users and monitor transactions to prevent fraud and other illegal activities.
• Foster a safe and secure platform that promotes transparency and accountability.

This policy applies to all users of Ganjes.net, as well as any associated third-party service providers.

2. Know Your Customer (KYC) Policy

Ganjes.net requires verification of user identity to comply with legal obligations and ensure platform security.

2.1 Identity Verification

As part of the registration and onboarding process, Ganjes.net may collect and verify certain personal information, including but not limited to:

• Full name
• Date of birth
• Address and contact details
• Government-issued identification (e.g., passport, driver’s license, national ID)
• Selfie or live video for biometric verification (when applicable)

2.2 Additional Documentation

In some cases, additional documents may be requested to confirm the legitimacy of users, including:

• Proof of address (e.g., utility bill, bank statement)
• Source of funds documentation
• Occupation and employment details

2.3 Ongoing Monitoring

Ganjes.net may conduct periodic reviews of user data to ensure that the information remains accurate. Users may be asked to update or confirm their information to maintain compliance.

3. Anti-Money Laundering (AML) Policy

Ganjes.net has implemented measures to detect, prevent, and report any suspicious transactions or activity. We are committed to following AML regulations in all jurisdictions in which we operate.

3.1 Transaction Monitoring

All transactions on Ganjes.net are monitored for patterns indicative of illegal activity. This monitoring includes:

• Assessing high-value transactions or transactions that appear unusual in volume or frequency.
• Monitoring for structured transactions or layering techniques used to avoid detection.
• Reviewing transactions that involve high-risk jurisdictions.

3.2 Suspicious Activity Reporting

If any transaction or user activity raises suspicion, Ganjes.net may take the following actions:

• Report the transaction to the appropriate legal authorities as required by law.
• Freeze the account and temporarily restrict access pending investigation.
• Conduct an internal review to determine if further action is warranted.

3.3 Record-Keeping

Ganjes.net maintains records of all KYC and AML checks, transaction histories, and any suspicious activity reports. These records are kept in compliance with applicable regulations and retained for a minimum period as required by law.

4. User Obligations

By using Ganjes.net, users agree to:

• Provide true, accurate, and current information during registration and verification.
• Not engage in any illegal, fraudulent, or suspicious activity.
• Cooperate with any requests for additional information or verification as needed.

Failure to comply with these requirements may result in account restrictions, termination, or reporting to the relevant authorities.

5. Data Privacy and Security

Ganjes.net is committed to protecting your personal information in line with our [Privacy Policy](link to Privacy Policy). All KYC and AML data is securely stored and processed in compliance with data protection laws, and only authorized personnel have access to this data.

6. Compliance and Updates

Ganjes.net’s KYC and AML Policy is reviewed and updated regularly to ensure compliance with changing laws, regulations, and best practices. We are dedicated to maintaining a secure, transparent, and compliant platform for all users.

7. Contact Us

For any questions about this KYC / AML Policy or for support regarding account verification, please contact us at:

Email: [info@ganjes.net]
Address: 3911 Concord Pike #8030, Wilmington, DE 19803
Phone: +1 (251) 910-8789

Disclaimer: Ganjes.net reserves the right to modify this KYC / AML Policy at any time to reflect changes in regulatory requirements or internal practices. All updates will be posted on this page, and significant changes will be communicated to users via email or notifications on the website.

This policy is intended to create a safe and compliant environment on Ganjes.net and to provide users with a clear understanding of our responsibilities and their obligations. Thank you for helping us maintain a secure and trustworthy platform!